Special needs trusts and ABLE accounts can help disabled individuals establish financial independence and save for the future without losing access to critical government benefits.

These plans have generous contribution limits that increase with age, which may allow high-income business owners to catch up on retirement savings and significantly reduce their taxable incomes.

Even small online purchases that are shipped from outside the United States must now pass through customs - and are likely to incur duties.

Here are answers to some key questions about required minimum distributions.